Tag: Personal finance
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Master the money score that can help to change your life
Your credit score tells prospective lenders how much of a risk you are, based on your past debt repayment behaviour.
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Life insurance for diabetics ‒ what you need to know
Life insurance might be too expensive for diabetics. Although insurers take comparable approaches to providing cover, a new product on the market focuses on assisting customers in managing their illness.
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Life insurance and your savings plan
When you think of your savings plan, life insurance is not likely to be the first thing you associate with saving up for what is important to you.
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Financial planning 101 for young adults
Debt can be healthy and unhealthy. Healthy debt is the sort of debt that adds value to your life and is often asset-based, such as a student loan or a car.
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How conscientious are you?
Conscientiousness is the big C in the OCEAN model of personality traits – and when it comes to your money, it’s the trait you really want to develop. We find out why, and how.
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Client-centric approach key to insurer’s success
Adapting a different, client-centric approach which precisely matches clients’ needs and offers them 40 percent more cover for the same premium is the key driver to what has elevated life insurer BrightRock to reach the R1 billion mark in claims. This since entering the market only seven years ago, says BrightRock chief executive Schalk Malan.…
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Loss of income is dangerously underestimated
You are nine times more likely to have a temporary disability than to have your car stolen or hijacked in SA, Brad Toerien, CE of life insurer FMI says. Most people don’t think twice about insuring their car, but few consider protecting the income that makes paying for it possible, he says. It costs about…
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The art of finding financial happiness by making yourself invisible
Being seen to have money is a natural human instinct in our status-obsessed society. But true wealth takes its cue from a deeper impulse to avoid showing off, and being happy with what you have.
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How a wizard named Paul pulled me out of my poverty mindset
At rock-bottom, smothered by debt and anxiety, the call for help went out. A financial adviser answered, and that was when the money nightmare turned into a wake-up call that worked