Tag: Financial Advice
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What business insurance trends reveal about entrepreneurial blind spots
While South African entrepreneurs are growing increasingly sophisticated in planning for long-term growth and succession, a critical and often overlooked insurance gap is leaving a vast number of small and medium-sized businesses dangerously exposed. South African needs-matched life insurer, BrightRock, reveals a snapshot of business insurance trends, highlighting both the cover entrepreneurs prioritise, such as…
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The elements that influence how clients make financial decisions
We’d all like to believe that we can make smart financial choices. Ones that are rational, informed, and aligned to our long-term goals. But the truth is, our brains often get in the way. Behind every investment decision, savings plan, or insurance policy lies a tug-of-war between logic and emotion. That’s where behavioral economics comes…
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Locking in future insurability is key to your clients’ long-term financial protection
It may be obvious, but your clients’ needs change over time. That’s why it’s imperative to get life cover that precisely matches their needs today but also can change with them over the course of their policy’s duration, as those needs change. But can they change their cover when their needs change without undergoing medical…
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The future is in your hands
The world is rapidly changing and with these changes, such as the emergence of Artificial Intelligence (AI), many professions may seem to be under threat. However, the thing that research shows is that people still value human interaction. While technology can help simplify many things, consumers still want to speak to qualified professionals when it…
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How I learned that sometimes every cloud has a solar lining
It seemed like a good idea, but it turned into a narrow escape.
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Just for you: Do you actually understand inflation?
Inflation is a word that gets thrown around a lot, but surveys over the past decade indicate that the adult populations in many countries know relatively little about finance and are unfamiliar with economic concepts such as inflation, interest compounding, and risk diversification. According to a study published by the Human Sciences Research Council and…
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How tomorrow’s technologies will make better, smarter workers of us all
Intelligence and creativity will be the key to humans surviving and thriving in the brave new world of work.
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Insurance for the self-employed
It might be tempting for SME owners to neglect focusing on insurance, but in an environment governed by uncertainty, costs and risks are well managed.
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The wise lessons lockdown has taught me about the real value of money
There’s plenty we can learn about what we really need, when we’re forced to do without the things we don’t.
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How a wizard named Paul pulled me out of my poverty mindset
At rock-bottom, smothered by debt and anxiety, the call for help went out. A financial adviser answered, and that was when the money nightmare turned into a wake-up call that worked