Category: News
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Is your life insurance really still sufficient? 7 hard truths that might prove you’re under protected
As South Africans look toward 2026, one crucial financial check often slips through the cracks: reviewing your life insurance policy. Just as you take time each year to review your medical aid or update your budget, your life insurance policy deserves the same attention. Many people buy cover early in life and then forget about…
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Helping clients move beyond outdated cover
Life insurance is not a “set-and-forget” product, it lives with your clients and needs to change as their life changes. Just like technology, medical science and financial planning needs evolve, so too do insurance solutions. Yet many clients remain with outdated policies that no longer provide the level of protection they need. As a financial…
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Why mid-life demands a strong life insurance plan
Mid-life is the apex of your financial influence and responsibility. You’ve spent decades building a career, a home, and a life you can be proud of. But have you truly secured it? For the average South African family to maintain their standard of living after the loss of a breadwinner, they need cover of R1.8…
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COVID-19 is behind us – sort of
The world came to a standstill in March 2020. The COVID-19 pandemic resulted in millions of lives lost globally, economic uncertainty, pressures the healthcare system has not faced in a century, and so much more. Almost every industry in the world was negatively affected by the pandemic, with the insurance sector being one of the…
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Heart health and life insurance: Why ignoring check-ups can cost you
Heart-related illnesses remain a major factor in life insurance claims. With September being Heart Awareness Month, it’s a timely reminder that securing life insurance is closely tied to your overall health, as your medical profile directly influences whether you can access cover and at what price. Your Body Mass Index (BMI), blood pressure, cholesterol, smoking,…
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We pay out for early-stage breast cancer
BrightRock has the most comprehensive set of clinical definitions for critical illness cover in the market. With over 300 conditions covered, our additional expense needs cover is a market leader. As we continue our series looking at how we underwrite and cover breast cancer, we turn our attention to case studies that demonstrate the power…
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Death cover that can precisely match your clients’ needs
Death cover is one of the most commonly bought types of insurance in South Africa. Traditionally, this cover provides a single lump-sum payment to beneficiaries. This approach can fall short of covering the actual, ongoing financial needs of clients’ beneficiaries. BrightRock’s needs-matched death cover redefines this approach by adapting cover to clients’ unique circumstances, offering…
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Inclusive Policies: Bridging the gender gap
As society evolves in its understanding of gender, so too does the long-term and life insurance sector. However, the insurance industry in South Africa still faces hurdles in serving transgender and nonbinary individuals in ways that reflect contemporary views on gender identity. Suzanne Stevens, BrightRock CEO, has shared her insights on how the sector is…
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The executive dilemma: What happens to your business if you’re gone?
For discerning executives, life insurance is a strategic tool for robust succession and continuity planning. In many successful organisations, key leaders are the driving force. A sudden absence can have significant repercussions if a strategic plan isn’t in place.
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Guiding clients to sustainable life insurance in 2025
We have long been saying that the conversation about insurance should be shifting from “what’s the cheapest premium today?” to “what’s sustainable and valuable over the long term?” But even though BrightRock has been raising the issue of unsustainable funding patterns, this shift has been slow. For years, price has been the primary decision-making factor,…