Tag: life cover
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What are people entering the job market looking for?
Young people of today have high expectations and even greater idealistic views when it comes to their employment decisions. According to a recent international study, millennials make up 31.5% of the global population and Generation Z make up 32%. With those numbers, it would be foolish to overlook their generational characteristics and ignore their professional…
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Cover yourself properly to ensure you earn even while ill
About seven out of 10 people will suffer a temporary disability in their lifetimes and an income protection policy helps ease the burden Not all income protection policies are created equal, and being aware of key features to look out for can avoid disappointment and a financial shortfall at claims stage. An income protection policy…
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Bundling life insurance as newlyweds: Will you save?
Getting married signals quite a few extra expenses, whether it be on the wedding party or furnishing a new home. Therefore, you may be looking to save on costs such as your insurance. One such way is bundling your insurance. But is this the best option? Justmoney looks at bundling life insurance and how this…
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Marriage is an emotional and financial package deal
Five key financial matters you need to consider before flying off on your honeymoon MARRIAGE is not only about taking care of each other’s emotional well-being, but also your mutual financial well-being. So while you’re planning a lifetime partnership with your loved one, here are five financial questions to ask once you’ve popped the question:…
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BrightRock shows the way in innovation
BrightRock is no longer a small player: last year it had annual premium income of R1.6bn and new business of R433m At a time when insurtech businesses are cutting out the middleman, BrightRock, just seven years old, stands out as the poster child for the traditional intermediary-based model. Its total premium income was up 43%…
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How to choose the right group risk cover for your business
Your clients and business partners are likely to be your main focus when you start out as an entrepreneur. But as your venture grows into a fully operative business of scale, your employees will matter just as much. That’s why it’s important to ensure you provide adequate employee benefits, and when it comes to group…
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Make sure your children are taken care of should you suffer a serious illness of injury
By Schalk Malan We are living in a tough economic climate – the South African economy and the global economy are not at their best. This makes it even more important to make your money go far. Your clients’ most valuable asset is their ability to earn an income so they can secure they and…
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5 technological advances that are (re)shaping life insurance as we know it
The South African life insurance industry is seen as one of the most innovative life cover sectors in the world i. There are major technological developments on the international front that offer our industry the opportunity to cement its global status and to match individual needs. Some of these innovations are already driving change in…
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How to choose life cover as a millennial – and do you even need it?
Though you’re young, free and most likely in prime health, being a millennial also means being on the cusp of some important life changes: Landing that career-altering job, getting married, buying a house or having a baby. And with these changes comes a need to protect yourself. To make sure your loved ones are taken…
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Don’t under-estimate the worth of the non-breadwinner
Many people believe that only the family breadwinner needs to have life, disability and severe illness cover. This view is fundamentally flawed, a financial planning professional says. Craig Torr, director at Cape Town-based financial planning practice Crue Invest, says that just because the stay-at-home partner does not earn an income does not mean the family…