Tag: life cover
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Behavioural economics: Emotions play a role in how you make financial decisions
Imagine a world where every financial decision was made with cold, hard logic. No emotion, no bias – just numbers. The real world doesn’t operate that way. This is where behavioural economics come in. When it comes to life insurance, understanding the quirks of human behaviour can make all the difference to help you protect…
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How to afford escalating life insurance premiums
In the current cost-of-living crisis many people are reconsidering their life insurance because the premiums are too high.
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Understanding how your insurance cover and premiums will grow
Affordability is a key part of most people’s thought process when buying life insurance. While it is important to have premiums that you can afford today, it’s even more essential that your premiums remain sustainable in the future, so you can keep your cover. Premium funding patterns play an important role when it comes to…
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Did you know that insurance companies offer cover for home executives?
Taking care of a home and children is one of the most important jobs anyone could have. Despite home executives taking care of many duties, covering them should they suffer a serious illness or injury, or should they even pass away, is not something we consider when taking out life insurance. Why it’s important for…
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Just for you: Do you need life insurance?
Many people believe that if you are young, you do not require life insurance.
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Why you should review your life cover regularly
Spring is the time of year when we can finally break our negative winter habits and begin new routines that prioritize our health. But what about your financial situation?
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Is life cover really for life?
The inefficient structure of existing life insurance products impact value and sustainability of cover for clients.
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BrightRock launches market-first advancements to its temporary disability cover
Needs-matched life insurance provider, BrightRock, has announced enhancements to its temporary expenses cover – changes that, according to its CEO, Schalk Malan, it hopes will significantly benefit policyholders and filter through to the rest of the industry.
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Client-centric approach key to insurer’s success
Adapting a different, client-centric approach which precisely matches clients’ needs and offers them 40 percent more cover for the same premium is the key driver to what has elevated life insurer BrightRock to reach the R1 billion mark in claims. This since entering the market only seven years ago, says BrightRock chief executive Schalk Malan.…
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Life assurance’s best-kept secret?
When you leave your employer you lose your group life cover. If you don’t get the same benefits from a new employer, it can leave a huge hole in essential cover you need to ensure you have an income if you are disabled or your family is provided for when you die. But there is…