Tag: Finances
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Ten ways to keep your money promises to yourself this year
Aiming to be debt-free by the end of the year or to make your first million will probably be off the rails by March. My strategy is to select a few easy to implement financial changes which still have an impact.
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This is the year when I learn to make friends with my money
Budgeting is a beast that remains alone in a faraway cave. I need to coax it out, and make a frank reckoning of where I want to be, financially, in 10 years’ time. This will take unusual courage.
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Talk to Your Money Before it Says Goodbye!
Money talks. It jingles it jangles, it rustles, it clatters, it ka-chings. Most of the time, before you can even get a word in edgeways, all it does is whisper as it waves you goodbye.
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It Takes a Couple of Million to Raise a Child
According to financial planner Sydney Sekese, it costs around R90 000 a year to raise a child, with the bulk of those costs involving education, clothing and extramurals such as ballet and soccer.
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Don’t under-estimate the worth of the non-breadwinner
Many people believe that only the family breadwinner needs to have life, disability and severe illness cover. This view is fundamentally flawed, a financial planning professional says. Craig Torr, director at Cape Town-based financial planning practice Crue Invest, says that just because the stay-at-home partner does not earn an income does not mean the family…
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Yes, there is life after debt
Your life changes in big and small ways when you’re forced to give up your spendthrift habits and adjust to a more frugal existence. By Linette Retief
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Love is learning to let go
Holding on to your possessions can clutter up your life. Letting go of them can set you free, even if it isn’t an easy thing to do, says Linette Retief
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The lure of Grand Designs
Building your own home may sound romantic, but as Maya Fisher-French has experienced, it takes a firm understanding of finances to get from the plans to the finished product. Just six weeks away from the completion of her dream home, Maya shares her most important lessons with us.