Tag: Let’s get smart about life insurance

Your health plays a role in the price of your premium, as does your lifestyle.

It’s important to see life insurance, disability and critical illness cover, and your savings, as important vehicles that work hand in hand.

Having the right kind of life cover, critical illness cover and disability cover means that you and your family will be able to maintain a similar lifestyle when you pass away or when your ability to earn an income is affected.

You’ve most likely heard the term ‘underwriting’ mentioned in insurance ads and weren’t sure what it meant and why it’s important.

When considering who to nominate as beneficiaries, most people choose people who are financially dependent on them.

Because life insurance policies and funeral policies cover different things, it’s best to provide for both in your monthly budget.

A lot of people believe that the young don’t need life insurance. But the truth is, anyone who is earning an income needs to consider life insurance.

Having the right life insurance cover means you are protecting your family’s future. It means you or your family will be able to lead the same lifestyle if anything should happen to you.

Insurance is a promise. It’s an agreement where the insurance company promises to pay out a sum of money to the insured person if a specific event happens.