Author: BrightRock
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Short-term and long-term insurance – what’s the difference?
Insurance is a promise. It’s an agreement where the insurance company promises to pay out a sum of money to the insured person if a specific event happens.
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Are straightforward claims too complicated?
BrightRock occasionally come across a claim where we believe the terms of a pay-out should be straightforward, only to discover that this is not the usual industry view.
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Closing the trauma gap in critical illness cover
In 2015, BrightRock introduced the patented Trauma IQ assessment as a world-first to address the additional costs incurred as a result of accidents that did not meet traditional critical illness criteria.
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E-cigarettes and your life insurance policy
Smokers can pay more than double the premiums of a non-smoker, depending on factors such as age, pre-existing conditions and the structure of your policy.
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Life insurance and your savings plan
When you think of your savings plan, life insurance is not likely to be the first thing you associate with saving up for what is important to you.
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The life insurance industry in a COVID-19 era: where to now?
The impact of COVID-19 on the life insurance industry was recently highlighted when ASISA released their 2020 statistics for the sector.
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Insurance for the self-employed
It might be tempting for SME owners to neglect focusing on insurance, but in an environment governed by uncertainty, costs and risks are well managed.
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The ins and outs of Group Risk insurance
Group risk cover is a good vehicle to help protect your employees against the possibility of something happening to them where their ability to earn a living is compromised,
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Financial planning 101 for young adults
Debt can be healthy and unhealthy. Healthy debt is the sort of debt that adds value to your life and is often asset-based, such as a student loan or a car.